In this portfolio, we’ve strategically allocated our investments across a diverse range of asset classes: stocks, real estate, commodities, cryptocurrency, and alternative investments. With each serving a distinct role in building long-term wealth. We think the best way to visualize wealth is through a pyramid where each layer is used to support above the layer above it while providing to the layer below it. We call this the Wealth Pyramid
The Wealth Pyramid is divided into six key categories: Budget, where the focus is ensuring that we live within our plan and not overspend; Wealth Preservation, where we focus on stable, low-risk assets that protect capital and hedge against inflation; Operational Expenses, where we restrict our living expenses; Reserves, where we maintain cash reserves for emergencies; Cash Flow, which centers on generating consistent, passive income through investments like real estate and dividend-paying stocks; Growth, which emphasizes assets with strong potential for appreciation, such as high-growth stocks and certain commodities and where we take calculated risks in emerging opportunities like cryptocurrencies, alternative assets, and flywheels, aiming for higher returns in exchange for greater volatility. Together, these categories work to balance risk, generate income, and foster growth over time.
Budget
The foundation for any wealth growth. This ensures you don’t constantly overspend every month and go into unproductive debt.
🛡️ Wealth Preservation: This portion protects against inflation and market volatility to preserve wealth over decades and centuries.
Gold (Commodity)
Silver (Commodity)
Bitcoin (Crypto)
Ethereum (Crypto)
Operational Expenses: This handles your day to day living expenses
Checking account: 1-2 months of expenses
Reserves: Provides a reserve to handle any unforeseen emergencies or expenses that occur
High-yield savings account: 3-6 months of expenses
💵 Cash Flowing : Ideal for consistent, lower-risk returns that provide consistent income for living expenses.
SCHD (ETF)
VNQ (ETF)
BND (ETF)
Whole life insurance (alternative)
📈 Growth: Long-term growth through speculation, flywheels, and tax optimization.
QQQM (ETF)
VT (ETF)
DXYZ (ETF)
HYPE (Crypto)
* Last updated on 01 June 2026
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Past performance is not indicative of future results. You are solely responsible for your financial decisions.
Be aware that the following suggestions do not constitute investment recommendations. Instead, they serve as introductory concepts for potential investments, offering a broad representation of the US stock market, commodities, and speculative options (such as cryptocurrency). They provide easy methods for anyone interested in commencing their investment journey, regardless of their initial capital. It's essential for all investors to thoroughly assess the unique attributes of each investment asset and understand its role within their comprehensive portfolio.